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  • Inflation remains too high

    Inflation remains too high

    The Federal Reserve aims to maintain an annual inflation rate of approximately 2% at the core level, which is an economic measure that excludes volatile components such as food and energy prices. The Consumer Price Index for this month indicates a core level of 0.4%, which is not expected to persist. However, if such inflation…

  • Pros and Cons of a Temporary Interest Rate Buydown

    Pros and Cons of a Temporary Interest Rate Buydown

    A temporary interest rate buydown is a type of financing option where a homebuyer pays an up-front fee to lower the interest rate on their mortgage loan for a limited period of time, typically the first few years of the loan. Here are some of the pros and cons of a temporary interest rate buydown:…

  • Steps for purchasing a home

    Steps for purchasing a home

    Purchasing a home is one of the biggest investments you’ll ever make, and the process can be overwhelming. However, by following these steps, you can make the journey to homeownership a little easier. Purchasing a home is a significant investment, and it’s essential to be well-informed throughout the process. By following these steps, you’ll be…

  • Do’s and Don’ts

    Do’s and Don’ts

    Obtaining a mortgage is a very thorough process. The following is a list of some basic things to do, and just as importantly, not to do during and leading up to obtaining a mortgage. DO Make sure you do do the following: DO NOT Make sure you do NOT do the following:.